Terms & Conditions

Last Updated: August 14, 2026

Please read these Terms & Conditions carefully. By accessing or using the Seattle Commercial Capital website, submitting an inquiry or application, or using our services, you agree to these Terms & Conditions.

1. About Seattle Commercial Capital

Seattle Commercial Capital (“Seattle Commercial Capital,” “SCC,” “we,” “us,” or “our”) provides commercial financing brokerage and related services.

Seattle Commercial Capital is not a direct lender. We assist businesses seeking financing by facilitating financing requests with third-party commercial lenders and financing sources.

Information presented on this website is for general informational purposes and does not constitute a commitment to provide financing.

Financing is subject to approval, applicable underwriting requirements, lender requirements, documentation, and other terms and conditions.

2. Use of This Website

You agree to use this website only for lawful purposes.

You may not:

Attempt to gain unauthorized access to the website or its systems
Interfere with the operation or security of the website
Submit false, fraudulent, or misleading information
Copy, reproduce, republish, distribute, or commercially exploit website content without authorization
Use the website in violation of applicable law

We may modify, suspend, or discontinue portions of the website at any time.

3. Financing Inquiries and Applications

Submitting a financing inquiry or application does not guarantee approval, financing, rates, terms, or funding.

Financing availability depends on factors that may include creditworthiness, business history, financial condition, collateral, equipment, lender requirements, transaction structure, and other underwriting considerations.

Rates, terms, down-payment requirements, approval amounts, and financing programs may vary.

Seattle Commercial Capital may work with third-party commercial lenders, financing companies, equipment dealers, vendors, and other partners in connection with your financing request.

4. Communications

When you provide contact information to Seattle Commercial Capital, we may contact you regarding your inquiry, application, requested services, or existing business relationship as permitted by applicable law.

Text Message Program

If you affirmatively opt in to receive text messages from Seattle Commercial Capital, you may receive text messages regarding your equipment financing inquiry.

Messages may include:

Confirmation that we received your financing inquiry
Follow-up questions regarding your financing request
Requests for additional information
Financing inquiry or application updates
Customer service communications related to your request

Message frequency varies. Message and data rates may apply.

Reply STOP to opt out of text messages at any time.

Reply HELP for help. You may also contact Seattle Commercial Capital at (360) 584-7325 or ian@sccfinance.org for assistance.

After requesting to opt out, you may receive a final message confirming that you have been unsubscribed.

Consent to receive text messages is not required to apply for financing.

Carriers are not liable for any delayed or undelivered messages.

Telephone and Automated Communications

Where you have provided appropriate consent, Seattle Commercial Capital may contact you by telephone regarding your equipment financing inquiry.

Calls may use automated technology or an artificial or prerecorded voice.

Consent to receive automated or artificial/prerecorded voice calls is not required to apply for financing.

5. SMS Consent and Mobile Information

Mobile phone numbers, SMS opt-in information, and SMS consent will not be sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.

SMS opt-in information and consent will not be shared with third parties for marketing or promotional purposes.

Service providers may process information on our behalf when necessary to provide messaging, communications, technology, or related services. Such providers may use the information only as necessary to provide services on our behalf.

For additional information about how Seattle Commercial Capital collects, uses, and protects personal information, please review our Privacy Policy.

6. Communication Preferences

You may opt out of text messages at any time by replying STOP.

For assistance with text messages, reply HELP, call (360) 584-7325, or email ian@sccfinance.org.

If you change or deactivate your mobile telephone number, you may update your contact information and communication preferences by contacting Seattle Commercial Capital.

Opting out of automated or promotional communications does not prevent Seattle Commercial Capital from communicating with you where otherwise permitted or required by applicable law.

7. Third-Party Lenders and Services

Seattle Commercial Capital may facilitate financing requests through independent third-party lenders and financing providers.

Any financing ultimately offered may be subject to the applicable lender’s own underwriting requirements, agreements, disclosures, terms, rates, fees, privacy policies, and other requirements.

Seattle Commercial Capital does not guarantee that a financing request will be approved or that any particular lender, financing amount, rate, term, or structure will be available.

Our website may also contain links to third-party websites or services that Seattle Commercial Capital does not control.

We are not responsible for the content, privacy practices, security, availability, products, or services of independent third parties.

8. Intellectual Property

Unless otherwise stated, the content of this website, including text, graphics, designs, images, trademarks, service marks, and other materials, is owned by or licensed to Seattle Commercial Capital and is protected by applicable intellectual property laws.

Nothing on this website grants you a license or right to use our intellectual property except as expressly authorized.

9. Disclaimer of Warranties

The website and its content are provided on an “as is” and “as available” basis.

To the fullest extent permitted by applicable law, Seattle Commercial Capital disclaims warranties and representations regarding the website and its content, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and security.

We make reasonable efforts to provide accurate information, but website information may contain errors, omissions, or outdated information.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Seattle Commercial Capital and its affiliates, officers, employees, agents, representatives, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to your use of this website.

Nothing in these Terms limits liability that cannot legally be limited or excluded.

11. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Seattle Commercial Capital and its officers, employees, agents, representatives, contractors, and affiliates from claims, liabilities, losses, damages, and reasonable expenses resulting from your unlawful use of the website or material violation of these Terms.

12. Privacy

Our collection and use of personal information is governed by our Privacy Policy.

Our Privacy Policy also explains how mobile information, SMS opt-in information, and messaging consent are handled.

13. Changes to These Terms

We may update these Terms & Conditions periodically to reflect changes to our services, business practices, legal requirements, or messaging program.

When changes are made, the Last Updated date at the top of this page will be updated.

Continued use of the website following an update constitutes acceptance of the revised Terms to the extent permitted by applicable law.

14. Governing Law

These Terms & Conditions are governed by applicable federal law and the laws of the State of Washington, without regard to conflict-of-law principles, except where applicable law provides otherwise.

Any dispute arising from these Terms or use of this website will be subject to the jurisdiction of the appropriate courts in Washington, except where applicable law provides otherwise.

15. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

16. Contact Us

Questions regarding these Terms & Conditions, the Seattle Commercial Capital messaging program, or your communication preferences may be directed to:

Seattle Commercial Capital

8883 Pacific Ave S, Suite D
Tacoma, WA 98444

Phone: (360) 584-7325
Email: ian@sccfinance.org