Privacy Policy

Effective Date: August 1, 2021
Last Updated: August 14, 2026

1. Introduction

Seattle Commercial Capital (“Seattle Commercial Capital,” “SCC,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal and business information you provide to us.

This Privacy Policy explains how we collect, use, disclose, and protect information when you visit sccfinance.org, submit an equipment financing inquiry or application, communicate with us, or otherwise use our services.

2. Information We Collect

We may collect information that you provide directly to us, information collected automatically when you use our website, and information obtained from third parties where permitted by law.

Information You Provide

Information you provide may include:

  • Name
  • Email address
  • Telephone or mobile phone number
  • Mailing or business address
  • Business name
  • Business and industry information
  • Equipment or collateral information
  • Financing request information
  • Financial information
  • Credit-related information
  • Bank statements or other financial documentation
  • Identification information or documents
  • Information contained in communications with us
  • Other information you voluntarily provide in connection with a financing inquiry or application

Information Collected Automatically

When you visit our website, we may automatically collect certain information, including:

  • IP address
  • Browser type and version
  • Device type
  • Operating system
  • Pages visited
  • Referring pages or websites
  • Website activity and navigation information
  • Cookies and similar technologies
  • Website performance and analytics information

Information From Third Parties

Where permitted by applicable law, we may receive information from third parties, including:

  • Credit bureaus and credit reporting agencies
  • Commercial lenders and financing providers
  • Equipment dealers and vendors
  • Referral partners
  • Business information providers
  • Public records and databases
  • Service providers involved in processing or evaluating financing requests

3. How We Use Information

We may use information we collect to:

  • Respond to equipment financing inquiries
  • Process and evaluate financing requests
  • Assist applicants in obtaining financing through third-party commercial lenders
  • Communicate regarding inquiries, applications, documentation, and financing requests
  • Request additional information needed to process a financing request
  • Provide application and financing-request updates
  • Provide customer service and support
  • Connect applicants with appropriate lenders, financing providers, equipment dealers, vendors, or other parties when necessary to fulfill their request
  • Verify information and prevent fraud
  • Manage risk and comply with applicable legal and regulatory requirements
  • Operate, maintain, analyze, and improve our website and services
  • Maintain business and transaction records
  • Provide marketing communications where permitted by applicable law and where any required consent has been obtained

4. SMS and Mobile Communications

If you affirmatively opt in to receive text messages from Seattle Commercial Capital, we may send text messages related to your equipment financing inquiry.

These messages may include:

  • Confirmation that your financing inquiry was received
  • Follow-up communications
  • Requests for additional information
  • Equipment financing inquiry or application updates
  • Customer service communications related to your request

Message frequency varies. Message and data rates may apply.

Reply STOP at any time to opt out of text messages. Reply HELP for assistance.

Consent to receive text messages is not required to apply for financing.

Mobile Information and Messaging Consent

Mobile phone numbers, text messaging originator opt-in data, and SMS consent will not be sold, rented, or shared with third parties or affiliates for marketing or promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS opt-in information and consent are used only for the communications and services the user has requested.

Service providers may process mobile information on our behalf solely as necessary to provide messaging, communications, technology, or related operational services. Such service providers are not authorized to use SMS opt-in information or consent for their own marketing or promotional purposes.

5. Telephone and Automated Communications

Where you have provided appropriate consent, Seattle Commercial Capital may contact you by telephone regarding your equipment financing inquiry.

Calls may use automated technology or an artificial or prerecorded voice.

Consent to receive automated or artificial/prerecorded voice calls is not required to apply for financing.

6. How We Share Information

We may disclose information where reasonably necessary to provide our services, process financing requests, operate our business, or comply with applicable law.

Commercial Lenders and Financing Providers

Seattle Commercial Capital is a commercial financing broker and does not directly lend funds.

When you request financing assistance, we may provide information related to your financing request to commercial lenders or financing providers so they can evaluate potential financing options.

Equipment Dealers and Vendors

Where necessary to facilitate your requested transaction, we may communicate with equipment dealers, vendors, sellers, or other parties involved in the equipment purchase or financing transaction.

Service Providers

We may use third-party service providers to perform services on our behalf, including website hosting, communications, data processing, analytics, security, customer support, and other operational functions.

These service providers may access information only as necessary to perform services on our behalf and are subject to appropriate restrictions regarding its use.

Legal and Compliance Purposes

We may disclose information when reasonably necessary to:

  • Comply with applicable laws or regulations
  • Respond to subpoenas, court orders, or lawful government requests
  • Protect our rights, property, customers, or others
  • Investigate or prevent fraud, security incidents, or unlawful activity
  • Enforce applicable agreements

Business Transactions

Information may be transferred in connection with a merger, acquisition, financing, restructuring, sale of assets, or similar business transaction, subject to applicable law.

SMS Consent Exclusion

Regardless of the information-sharing practices described above, mobile phone numbers, SMS opt-in information, and text messaging consent are excluded from sharing with third parties or affiliates for their marketing or promotional purposes.

Text messaging originator opt-in data and consent will not be shared with third parties.

7. Cookies and Tracking Technologies

We may use cookies, pixels, web beacons, analytics technologies, and similar tools to operate and improve our website.

These technologies may be used to:

  • Remember user preferences
  • Understand website usage
  • Monitor website performance
  • Measure advertising effectiveness
  • Improve website functionality
  • Analyze traffic and visitor behavior

You may adjust your browser settings to refuse or restrict cookies. Some website features may not function properly if cookies are disabled.

8. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, alteration, misuse, loss, or disclosure.

However, no electronic transmission or storage system can be guaranteed to be completely secure.

9. Data Retention

We retain information for as long as reasonably necessary to:

  • Provide requested services
  • Process and maintain records relating to financing inquiries
  • Fulfill legitimate business purposes
  • Resolve disputes
  • Prevent fraud
  • Comply with legal, regulatory, accounting, and reporting requirements
  • Enforce applicable agreements

Retention periods may vary depending on the type of information and applicable requirements.

10. Your Choices and Rights

Depending on applicable law, you may have certain rights regarding your personal information.

These may include the right to:

  • Request access to certain personal information
  • Request correction of inaccurate information
  • Request deletion of certain information, subject to applicable exceptions
  • Withdraw consent where processing is based on consent
  • Opt out of certain marketing communications

You may opt out of Seattle Commercial Capital text messages at any time by replying STOP.

For assistance with text messages, reply HELP.

You may contact us using the information below regarding privacy questions or requests.

11. Third-Party Websites and Services

Our website may contain links to websites or services operated by third parties.

Seattle Commercial Capital does not control and is not responsible for the privacy, security, content, or practices of independent third-party websites or services.

We encourage you to review the privacy policies of third parties before providing information to them.

12. Children's Privacy

Our financing services are intended for adults and businesses and are not directed toward children under 18.

We do not knowingly collect personal information from children under 18 through our financing services.

13. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our business practices, services, technologies, or legal requirements.

When changes are made, we will update the Last Updated date at the top of this page.

Where required by applicable law, we may provide additional notice regarding material changes.

14. Contact Us

If you have questions regarding this Privacy Policy, our privacy practices, or your personal information, contact:

Seattle Commercial Capital

8883 Pacific Ave S, Suite D
Tacoma, WA 98444

Phone: (360) 584-7325
Email: ian@sccfinance.org